+25 Best Credit Cards For Balance Transfers With No Transfer Fee 2023. How to choose a balance transfer credit card. Web citi simplicity® card add to compare nerdwallet rating 4.5 /5 learn more annual fee $0 intro apr 0% intro apr for 21 months on balance transfers and 12 months on purchases regular apr.

Best for long introductory apr period: After that, 19.24%, 21.24%, 24.24%, 27.24% or 29.24% variable apr based on your credit worthiness.*. Citi® diamond preferred® card at citi's secure website 0% balance transfer rating ★★★★★ 4.8 overall rating 4.5/5.0 our review » 0% intro apr for 21 months on balance transfers from date of first transfer and 0% intro apr for 12 months on purchases from date of account opening.